(301) 934-9521 Sanders@ELSanders.com

Businessowners Policy (BOP)

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don’t, however, have time to become an expert in business insurance.

That’s where Edward L. Sanders Insurance Agency can help.


A Businessowners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP, you can customize the policy to meet your needs.

Perhaps you need general liability coverage that includes operations. Or you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or a contractor, we’ll work with you to find the right combination of business insurance coverage to meet your specific needs.

Supplemental Coverage Available

  • Extended liability for additional insureds
  • Debris removal, personal property
  • Tools and equipment
  • Valuable records protection and accounts receivable

In addition to advising you on the right coverage,
we provide additional services, such as:

Loss Prevention Programs

With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

Quick Claim Response

When you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly. 

Competitive Rates

Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.